Baccarat Rules
The game starts with you placing a bet on the hand you think will have a point total closest to nine. That
hand can either belong to the banker or the player. But you also have the option to bet on a tie.
The banker is a player with something called the "shoe." It's the special box that holds the decks of cards.
Two cards are handed out to the both players. The player gets the first and third cards from the shoe. The
banker receives the second and fourth cards.
All tens or face cards are worth zero points. Aces are worth one point. Cards numbered two through nine are
attributed their face value.
Players hit on a point total of five or less, and they tend to stand on point totals of six or seven.
If the player decides to get a third card, the banker has to follow a specific set of rules.
| Banker has: |
Player's third card is: |
Banker action: |
| 0, 1, 2 |
|
Draws third card |
| 3 |
1, 2, 3, 4, 5, 6, 7, 9, 0 |
Draws third card |
| 4 |
2, 3, 4, 5, 6, 7 |
Draws third card |
| 5 |
4, 5, 6, 7 |
Draws third card |
| 6 |
6,7 |
Draws third card |
| 7, 8, 9 |
|
Stands |
If the total of the first two cards reaches double digits, then the first digit is dropped. If a pair of
sixes is dealt, for example, the initial total is 12. The one, the first digit, is then dropped, and the new
total becomes two.
A "natural" hand happens when the first two cards dealt have a total of eight or nine points. And unless
there is a tie, a natural hand wins. If neither the player or the banker have a natural hand, then each must
draw another card.
If the hand you bet on wins, you are paid even money. Any winning banker bets pay a five per cent commission,
and that is withheld from the payout. To win on a tie bet, both hands must have matching totals. These bets
pay eight to one. However, in the case of a tie, all bets made on the player, or banker, are not taken or paid.
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